diff --git a/src/main/java/itn/web/MainController.java b/src/main/java/itn/web/MainController.java
index 20618183..7b49002e 100644
--- a/src/main/java/itn/web/MainController.java
+++ b/src/main/java/itn/web/MainController.java
@@ -1169,22 +1169,26 @@ public class MainController {
 		
 		model.addAttribute("myBankList", myBankList);
 		
-		String auth = loginVO.getAuthority();
 		String prePaymentYn = "";
-
-		//사용자 권한인 경우만 실행
-		if(!auth.equals("ROLE_ADMIN")) {
+		if(loginVO != null) {
 			
-			//후불회원 여부 조회
-			UserManageVO userManageVO = new UserManageVO();
+			String auth = loginVO.getAuthority();
 			
-			if(!userId.equals("")) {
-				userManageVO.setMberId(userId);
-				userManageVO = userManageService.selectAdminSmsNoticeYn(userManageVO);
-			}
-			
-			if(userManageVO.getPrePaymentYn() != null) {
-				prePaymentYn = userManageVO.getPrePaymentYn();
+			//사용자 권한인 경우만 실행
+			if(!auth.equals("ROLE_ADMIN")) {
+				
+				//후불회원 여부 조회
+				UserManageVO userManageVO = new UserManageVO();
+				
+				if(!userId.equals("")) {
+					userManageVO.setMberId(userId);
+					userManageVO = userManageService.selectAdminSmsNoticeYn(userManageVO);
+				}
+				
+				if(userManageVO.getPrePaymentYn() != null) {
+					prePaymentYn = userManageVO.getPrePaymentYn();
+				}
+				
 			}
 			
 		}